LOAN RATES*
Click here for current rates.
All loan rates are subject to change daily. All loan rates are subject to credit score and terms.

ACCOUNT INFORMATION
Click here for current rates.
SHARES/SAVINGS ACCOUNT-
Minimum deposit of $5 is required to open your Membership Shares/Savings accounts. Dividends are calculated on the average daily balance and paid quarterly on the average daily balance above $25. These are the rates paid for last quarter. The new rates will not be determined until the end
of the current quarter.

IRA SAVINGS ACCOUNT
Minimum deposit of $25 is required to open your IRA savings account. Dividends are calculated on the average daily balance and paid quarterly on the average daily balance above $25. These are the rates paid for last quarter. The new rates will not be determined until the end of the current quarter.

CHECKING ACCOUNTS
No service charge
No charge per check
No charge on inquires
No charge on automatic transfer to your SFCU Loans/accounts
Direct deposit available at no charge
Overdraft protection from loan or other accounts
Visa Check Card Access
Audio response (SAM) access to your account 24 hours 7 days a week at no charge
First 50 checks free on new accounts
All ATM transactions are no charge at the Deer Park and the Solvay Corporate Office locations
Two ATM transactions/balance inquires at no cost per month
Click here for other ATM addressees for no surcharge fee
Coutesy Pay - Call Credit Union for details

MONEY MARKET ACCOUNTS
Rates are paid on Split Rates as follows:
$25,000.00 and under
over $25,000.00
Please see rate chart for current rates.
Please call the credit union for more information.

CHRISTMAS CLUB
Minimum deposit of $5.00 is required to open your account. You may not make any withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer, telephonic order or instruction, or similar order to a third party. If any withdrawal is made from this account before November 1, this account will be subject to closure by the credit union. An automatic transfer will deposit the funds to your share account the first week of November. Dividends are subject to change monthly. The dividends are compounded and paid monthly. These are the rates paid for last month. The new rates will be determined at the end of each month. Dividends are paid on balances greater than $25.00.

SHARE AND IRA CERTIFICATES
Dividends are subject to change daily, based on a combination of indexes.

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